Melissa Gonzalez
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Commercial Real Estate Financing. $ 300,000 to $ 10,000,000 or more. Offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for both investment and owner-occupied commercial properties. We can carefully structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage.

Offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers, for both investment and owner-occupied commercial properties. We can carefully structure the right financing solution no matter how small or large your transaction requires. Depending on the deal, we can offer recourse and non-recourse commercial real estate financing options. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage.

What we offer. Resident & Foreign National. Conventional programs for Commercial Real Estate. Construction Financing for Commercial Real Estate. International Commercial Real Estate Financing

Resident & Foreign National
- Conventional programs for Commercial Real Estate
- Construction Financing for Commercial
Real Estate
- International Commercial Real Estate
Financing

Types of Properties. Multifamily, Shopping Centers, Retail, Churches, Mixed Used, Industrial, Daycare, Hotel, Self Storage, Mobile Home Park, Warehouse, Recreational Properties, Offices

Multifamily, Shopping Centers, Retail, Churches, Mixed Used, Industrial, Daycare, Hotel, Self Storage, Mobile Home Park, Warehouse, Recreational Properties, Offices.

 

Commercial Loan Considetarions. The Property The Cash Flow The borrower’s financial strenghth

- The Property
- The Cash Flow
- The borrower’s financial strenghth

Information you need to get started

Rent Roll. Who’s paying what? This can be business tenants in a retail, industrial or office property or tenants in a multifamily property. This determines the property’s annual income.

Who’s paying what? This can be business tenants in a retail, industrial or office property or tenants in a multifamily property. This determines the property’s annual income.

Operating Statement. Annual income and expenses. This can be for a multi-tenant property or for a small business seeking to purchase or refi its property location. We like to see statements for the past two to three years.

Annual income and expenses. This can be for a multi-tenant property or for a small business seeking to purchase or refi its property location. We like to see statements for the past two to three years.

Debt Service Coverage Ratio DSCR. Determines the ability of a property’s income to service the debt on the property.

Determines the ability of a property’s income to service the debt on the property.

Loan to Value LVT - Resident. Multifamily properties: up to 75% for purchases and 70% for refinances. Other Commercial: up to 70%

- Multifamily properties: up to 75% for
purchases and 70% for refinances
- Other Commercial: up to 70%

Loan to Value LVT - Foreign National. Multifamily properties: up to 65% for purchases and 60% for refinances. Other Commercial: up to 60%

- Multifamily properties: up to 65% for
purchases and 60% for refinances
- Other Commercial: up to 60%
 

Loan Registration Form
 

Rent Roll Commercial
Rent Roll Commercial (Office, Industrial, Retail, Mixed Use)
 

Rent Roll Multifamily
Rent Roll Multifamily Fpor mixed use commercial Rent Roll
 

Property Operating Statement
Property Operating Statement
email DJM Lenders 3440 Hollywood Blvd, Suite 415 - Hollywood, FL 33021 - NMLS 1530761 melissa gonzalez mortgage loans originator phone numbers

 
Services The Loan Process Foreign National
Residential Commercial Loans Refinancing Programs