Before you start looking for a house, you need to be pre-qualified to know how much you can afford. Once you get qualified, you can star looking for a house.

Step 1 – collect your information
I will ask you for some documents and information to qualify you.

Step 2 – understanding your options
Within minutes I will be able to help you understand your options. Whether you are buying a new home, refinancing an existing home, or simply interested in knowing how a new loan can benefit you, I will take the time to explain every one of your options.

Step 3 – move forward
Once you have selected the best option for you, I will begin the process of originating your new loan. This will involve having your home appraised, signing documentation, and finding the appropriate parties to close your loan.

There are a variety of personal and financial documents that I will need to complete your loan. To help you prepare and ensure that the process flows smoothly, here is a checklist of the items you will need to provide:

1. Personal tax returns from the two most recent years (all pages)

2. W-2s from the two most recent years

3. Bank statements from the two most recent months (all pages)

4. Paystubs showing the last 30 days of wages

5. Most recent 401k, IRA, or money market statement (if applicable)

6. Current mortgage statement (if applicable)

1. Personal tax returns from the two most recent years (all pages)

2. Corporate tax returns from the two most recent years (all pages)

3. Personal bank statements from the two most recent months (all pages)

4. Corporate bank statements from the two most recent months (all pages)

5. Year to date Profit and Loss statement

6. Most recent 401k, IRA, or money market statement (if applicable)

7. Current mortgage statement (if applicable)