Melissa Gonzalez

+1-786-972-2037
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Foreign National Programs. Designed for qualified non-U.S. citizens who want to buy a home in the U.S.  They can buy a primary, second home, or a vacation home here in the U.S. for personal use or they can buy an investment property to rent. Foreign nationals are for example a borrower with an ITIN (Individual Taxpayer Identification Number), someone with a certain class of work visa, other than the B-1/B-2 visitor visa, International borrowers, US citizens who work abroad and earn income overseas.

Designed for qualified non-U.S. citizens who want to buy a home in the U.S. They can buy a primary, second home, or a vacation home here in the U.S. for personal use or they can buy an investment property to rent.
Foreign nationals are for example a borrower with an ITIN (Individual Taxpayer Identification Number), someone with a certain class of work visa, other than the B-1/B-2 visitor visa, International borrowers, US citizens who work abroad and earn income overseas.

 

What we offers:

Loan amount starting from $150,000 up to $5 million

Loan to value up to 65% depending on the country of origin and the type of property

Type of property:

- Single Family Residence
- Condominium
- Town House
- Condo-Hotel (With a Complete Kitchen)

 

Types of programs

 

15 Yr. Fixed Rate Mortgage

3/1 ARMs (Fully Amortizing)

5/1 ARMs (Fully Amortizing)

7/1 ARMs (Fully Amortizing)

10/1 ARMs (Fully Amortizing)

 

Documentation: Identification

 

Copy of passport and Visa

Copy of passport and Visa

 

Income Documents: Employed

Letter from Employer on Company Letterhead, which includes borrower’s name, position, date hired, past 2 years’ salary, and current YTD income.

 

Two most recent paystubs

 

Two most recent years’ worth of tax returns.

 

Income Documents: Self-Employed

 

Letter from accountant (CPA), which includes borrower’s name, position, name of business, date the business was established, type of business, P&L statement for past 2 years showing income, and the year-to-date income.

 

CPA’s license showing he or she is truly a legitimate accountant.

 

Two most recent year’s worth of tax return.

 

Assets:

 

Most recent 2 months’ bank statements (All pages)

Most recent 2 months’ / quarterly investment account statements (Money Market, 401K…) If applicable

 

Credit:

 

International credit report or ...

 

Letter of reference from a banking institution

- Letter must be on letterhead and include complete contact information from person writing letter
- Must show a minimum of 24 months’ history with that institution

 

email DJM Lenders 3440 Hollywood Blvd, Suite 415 - Hollywood, FL 33021 - NMLS 1530761 +1-786-972-2037

 

Services The Loan Process Foreign National
Residential Commercial Loans Refinancing Programs